I have been sitting on this blog for a while now, waiting for the right moment to launch, waiting to be moved into action by some external force. In other words, I needed inspiration… This world, our world, this planet that we all call home… it’s changing. It changes every single day, and now more […]

Mortgages 101 – What You Need to Know about Mortgages Mortgage [ˈmôrɡij] NOUN With a residential mortgage, a home buyer pledges his or her house to the bank. The bank has a claim on the house should the home buyer default on paying the mortgage. In the case of a foreclosure, the bank may evict […]

Credit is King …. check this great blog out from my DLC colleague Dave While people often think of mortgage brokers when they are first time home buyers, we can help people in a variety of different ways. Recently Garrett LaBarre of Calvert Home Mortgages in Calgary shared a success story with brokers. He had […]

Under the home buyers’ plan, a participant and his or her spouse or common- law partner is allowed to withdraw up to $25,000 from his or her RRSP to buy a home. Before 1999, only the first- time home buyers are permitted to buy a home under this plan. Now a person can take an […]

Some shocking election results. Love it or hate it, we have to deal with it. Great article from my colleague Angela below that talks about how the elections could effect your mortgage. Check it out With all the news we have seen on the election, I thought I would sum it up from a mortgage […]

HISTORY OF MORTGAGE CHANGES The mortgage industry seems to be ever-changing. What was applicable one day seems to no longer apply to the next and at times, it can be confusing to navigate through what all of these changes mean–and how they impact you directly. As Mortgage Brokers, we firmly do believe that although the industry […]

KEEPING YOUR CREDIT SCORE HEALTHY If you haven’t seen your credit score, you’re not alone. Many of our clients don’t know about their credit score or even know what it is when we first meet with them. During our initial consultation, we go over your complete credit report with you. As an added bonus, we’ll […]